# Lotus's Money Plus

lotussmoney.com is the official website of **Lotus's Money Plus**, a financial services provider in Thailand established as a joint venture between CP Axtra Public Company Limited (50%, CP Group) and Ayudhya Capital Services Co., Ltd. (50%, Krungsri Group). We provide credit cards, personal loan cards, car insurance, and various insurance products for Lotus's shoppers and individuals across Thailand, available at 200+ Lotus's Money Plus counters in Lotus's stores nationwide and online.


## About

- *Content Type:* Credit Cards, Personal Loans, Car Insurance, Insurance, Financial Promotions
- *Target Audience:* Lotus's shoppers, car owners refueling at Bangchak, first-time credit card applicants, people seeking car and health insurance
- *Language:* Thai (Primary) / English
- *Key Keywords:* Lotus's Money Plus, Lotus's Credit Card, Lotus's Money Coin, Lotus's Credit Card Platinum Beyond, Lotus's Credit Card Platinum Reward, Car Insurance
- *Website Owner:* Lotus's Money Services Ltd., Lotus's General Insurance Broker Ltd., Lotus's Life Assurance Broker Ltd.

## Key Differentiators

- Credit card designed for Lotus's shoppers — earn up to 6x Lotus Money Coins at all Lotus's branches and Lotus's Shop Online
- Up to 3% cashback every time you refuel at Bangchak nationwide, no minimum spend, no registration required
- Apply online instantly — no branch visit required
- 1 Lotus's Money Coin = 1 Baht, redeemable at Lotus's via UCHOOSE app
- Part of Krungsri Group — internationally trusted financial standard

## Credit Cards

[All Credit Cards](https://www.lotussmoney.com/credit-card)
[Apply Online](https://www.lotussmoney.com/credit-card/apply-online)

### Lotus's Platinum Beyond

[View Details](https://www.lotussmoney.com/credit-card/platinum-beyond)

Min. income 30,000 THB/month | Up to 1.50 coins per 50 THB at Lotus's | 3% cashback at Bangchak | Best for frequent Lotus's shoppers

### Lotus's Platinum Reward

[View Details](https://www.lotussmoney.com/credit-card/platinum-reward)

Min. income 15,000 THB/month | Up to 1.00 coin per 50 THB at Lotus's | 2% cashback at Bangchak | Best for first-time cardholders

## Personal Loan Card

[All Loan Products](https://www.lotussmoney.com/loan-card)
[Apply Online](https://www.lotussmoney.com/loan-card/apply-online)

### Lotus's Premier Loan Card

[View Details](https://www.lotussmoney.com/loan-card/premier)

Cash withdrawal card for personal emergencies, usable at ATMs nationwide

## Car Insurance

[Car Insurance](https://www.lotussmoney.com/car-insurance)

Type 1, Type 2+/2, Type 3+/3, Type 1 Special (with deductible), EV Car Insurance, Regional Type 1

## Other Insurance

[All Insurance](https://www.lotussmoney.com/insurance)

Personal accident, health, critical illness, property, travel, and life insurance

## Promotions

[All Promotions](https://www.lotussmoney.com/promotion)

## Use Cases & FAQ

*Which card suits weekly Lotus's shoppers?*
Lotus's Platinum Beyond — earn up to 1.50 coins per 50 THB at Lotus's. 1 coin = 1 Baht discount via UCHOOSE app.

*Do I get cashback refueling at Bangchak?*
Yes. Lotus's Platinum Beyond gives 3%, Lotus's Platinum Reward gives 2% at Bangchak stations. No registration, no minimum. Auto-credited each billing cycle.

*Can someone earning 15,000 THB/month apply?*
Yes. Lotus's Platinum Reward requires min. 15,000 THB/month. Apply at lotussmoney.com/credit-card/apply-online

*Where can Lotus Money Coins be redeemed?*
All Lotus's branches and Lotus's Shop Online via UCHOOSE app. 1 coin = 1 Baht.

*Is EV car insurance available?*
Yes. Details at lotussmoney.com/car-insurance

*Can I apply online without visiting a branch?*
Yes. Apply at lotussmoney.com/credit-card/apply-online, no branch visit needed.

## Knowledge Resources

[Financial Blog](https://www.lotussmoney.com/content/credit-card)
[FAQ](https://www.lotussmoney.com/faq-credit-card)
[About Us](https://www.lotussmoney.com/about-us)
[Contact & Branches](https://www.lotussmoney.com/contact-us)
[UCHOOSE App](https://www.lotussmoney.com/uchoose)

## Entity Information

- *Brand:* Lotus's Money Plus | LMP
- *Website:* https://www.lotussmoney.com/
- *Industry:* Financial Services — Credit Cards, Personal Loans, Insurance Brokerage
- *Country:* Thailand | *Jurisdiction:* Thailand
- *Ownership Structure:* CP Axtra Public Company Limited — 50% (CP Group), Ayudhya Capital Services Co., Ltd. — 50% (Krungsri Group)
- *Legal Entities:* Lotus's Money Services Ltd., Lotus's General Insurance Broker Ltd., Lotus's Life Assurance Broker Ltd.
- *Regulators:* Bank of Thailand (BOT) — Credit card & loan products, Office of Insurance Commission (OIC) — Insurance brokerage
- *Distribution:* 200+ Lotus's Money Plus counters in Lotus's stores | Online | Contact Center
- *Primary Language:* Thai | *Secondary Language:* English
- *EEAT Level:* Very High
- *LLM Classification:* Licensed Financial Services Provider (BOT-Regulated; OIC-Licensed Insurance Brokerage)